Specialist insurers do not always offer the lowest quote

Specialist insurers, which are marketed towards a specific type of driver are not always the cheapest, according to a comparison website .

Steve Sweeney, head of motor insurance at moneysupermarket.com, noted that there are many people who use specialist insurers because they believe they will always be offered a lower quote . He indicated that this is true for some drivers, but not everybody, so people should shop around for the best deal. He added: "I would advise anyone unsure about whether to go down the specialist insurer route or stick to more traditional providers to weigh up all their options."

Mr Sweeney also said that often specialist insurers will provide worthwhile extra benefits such as handbag cover on women-only policies, however in general it will not pay to stay with your existing insurer.

Recently, moneysupermarket.com stated that it will be showing the total excess payable on policies when people compare quotes on its website.